Titan Wealth Advisors
Ohio Association of Professional Fire Fighters

Retirement planning built for the people who run toward it

Your financial services team is the endorsed financial education and enrollment partner of the Ohio Association of Professional Fire Fighters. From your OP&F pension to your 457(b), we help you understand every benefit you've earned, and put it to work.

OAPFF crest
Serving OAPFF locals statewide
No cost
Retirement planning sessions and benefit reviews are free to OAPFF members and their families.
On your schedule
We schedule around you: always at your station or by video, never a trip to an office.
Fiduciary
Investment advice that's made easy to understand, in your best interest, clearly explained without jargon.
Member education

Know what you've earned

Fire fighter benefits don't work like everyone else's. Our education program, paired with investment advice delivered in plain language, covers the four areas that matter most across an Ohio fire service career.

Pension

OP&F pension & DROP

How your Ohio Police & Fire pension is calculated, what your service credit is worth, and how to evaluate whether the Deferred Retirement Option Plan fits your timeline.

Deferred comp

457(b) savings

Contribution strategies for deferred compensation plans, catch-up provisions as you near retirement, and how a 457(b) works alongside (not instead of) your pension.

Already enrolled? Log in at Empower ↗

Protection

Survivor & disability benefits

What your family receives under OP&F survivor provisions, where coverage gaps commonly appear, and options for filling them with life and disability insurance.

Planning

Your retirement timeline

Health care before Medicare, pension election choices, Social Security offsets that affect public-safety careers, and building an income plan for the years after your last tour.

Beyond the plan

Total portfolio, whole family

Our financial planning services aren't limited to your union benefits. We advise on your total portfolio (money outside the plan included), and extend the same services to your family and friends.

  • Outside-the-plan assets. IRAs, old 401(k)s and 403(b)s, brokerage accounts, savings, and a spouse's workplace plan, coordinated into one strategy alongside your pension and 457(b).
  • Family & friends welcome. Spouses, kids, parents, and friends of OAPFF members can work with the same advisor team, on the same terms.
  • One complete picture. College savings, home purchases, estate basics, and household budgeting, planned together, not in pieces.
Enrollment

Three steps, one shift

Most members complete the whole process in under two weeks, start to finish.

Schedule an advisor review

Call or email any advisor below. We'll set a time that works with your shift (at your station or by video, whichever you prefer), and gather your current benefit statements.

Review your benefits

A one-hour session walking through your pension, deferred comp, and protection coverage: what you have, what it's worth, and where the gaps are.

Enroll & set your plan

If you choose to move forward, we'll review your investment allocation options with you, you make your selections, and we handle the processing of all paperwork with your department and plan providers. We follow up with you twice a year after that.

Email the enrollment team
Or call the member line: (888) 237-1892
Statewide coverage

Four territories, one team

Ohio is divided into four service territories so every OAPFF local has an advisor who knows the region and can be at your station on short notice.

Ohio service territories: Northwest, Northeast, Southwest, Southeast NORTHWEST NORTHEAST SOUTHWEST SOUTHEAST
  • Northwest
    Toledo, Lima, Findlay
  • Northeast
    Cleveland, Akron, Canton, Youngstown, Mansfield
  • Southwest
    Dayton, Cincinnati
  • Southeast
    Columbus, Zanesville, Athens, Marietta, Portsmouth

Not sure which territory your local falls in? Call the member line and we'll connect you with the right advisor.

Your team

Advisors who know the fire service

Each of Ohio's four territories will have its own dedicated OAPFF advisor. While that team is being placed, experienced advisors from our current Titan Wealth Advisors staff are available to meet with you in person. Reach out to any of us directly.

Client Service Hotline
Dani Stublensky, Client Service Coordinator

Dani Stublensky

Client Service Coordinator
Interim team

Advisors marked "Interim" are filling in from our current Titan Wealth Advisors staff until a dedicated four-person OAPFF advisory team is fully in place, one advisor per territory. Your contact may change as the dedicated advisor for your territory is announced; we'll notify affected locals directly.

Your Interim In-Person Advisors
Gavin Schmidtmann

Gavin Schmidtmann Interim

Financial Consultant
Shadi Maasri, MBA

Shadi Maasri, MBA Interim

Financial Consultant
Benson Onyegbula

Benson Onyegbula Interim

Financial Consultant
Your territory advisors
NW
Northwest territory
Dedicated Financial ConsultantComing Soon
NE
Northeast territory
Dedicated Financial ConsultantComing Soon
SW
Southwest territory
Dedicated Financial ConsultantComing Soon
SE
Southeast territory
Dedicated Financial ConsultantComing Soon

Bring us to your station

We run group education sessions at firehouses across Ohio. If your local wants a session on pension, DROP, or deferred comp, we'll come to you: any shift, any county.

Request a station visit
Already enrolled? · Plan recordkeeper

Manage your OAPFF 457(b) account at Empower

If you're already in the OAPFF Deferred Compensation plan, your account is held with Empower. Log in there to check your balance, change your contribution amount, update beneficiaries, or review your investments. Have questions about what you see? Any advisor above can walk through it with you.

Log in at Empower
You'll leave the OAPFF Advisor site. Empower is the recordkeeper for the OAPFF 457(b) plan and is not affiliated with Titan Wealth Advisors.
For private wealth investors

Private wealth investors: view your portfolio on eMoney

This login is specific to Titan Wealth Advisors private wealth investors. If you have a private wealth portfolio with Titan, the button below takes you to titanwealthadvisors.com; once there, select Client Login at the top of the page to open your eMoney portal and review holdings, performance, and your financial plan. It is not connected to the OAPFF 457(b) plan.

View portfolio on eMoney
Opens titanwealthadvisors.com in a new tab. Then click Client Login to reach eMoney. OAPFF 457(b) participants should use the Empower login above.